The tontine is an old tradition: a group saves together and each member receives the full pot in turn. Tontilo keeps the record for the whole circle.
Try the wheel →8 members · monthly · round 3
Choose how many members the circle has and step through the rounds. Amounts are worked examples, not a financial offer.
Calculation: members × contribution. Tontilo does not hold money; the app only keeps the circle’s record.
Choose the members, the amount and the rhythm: weekly or monthly.
Each member puts in the same amount every round.
The whole round goes to one member, in the agreed order.
The circle ends when everyone has received once.
Amount, order and dates are written once and seen by every member.
A short message before each round, in French or Wolof.
Who has paid and who is next, with no lost notebooks.
The waitlist is open to market groups, associations and office colleagues.
Target: pilot in 2027